Licensing

Licensing

Cardinal Financial Company, Limited Partnership, (NMLS ID 66247) dba Peoples Home Equity holds the following state licenses to make mortgage loans or operate under a licensing exemption as described below.

State License(s)
Alabama

Alabama Consumer Credit License No. 21782.

Alaska

Alaska Mortgage Broker/Lender License No. AK66247; Alaska Mortgage Broker/Lender License – Other Trade Name #1, No. AK66247.

Arizona

Arizona Mortgage Banker License No. 0925883

Arkansas

Arkansas Combination Mortgage Banker-Broker-Servicer License No. 105783

California

Licensed by Department of Business Oversight under the California Financing Law, License No. 603K498

Colorado

Cardinal Financial, NMLS No. 66247, (855) 561-4944, Regulated by the Division of Real Estate

Connecticut

Mortgage Lender License No. ML-66247

Delaware

Delaware Licensed Lender License No. 1666

District of Columbia

Mortgage Dual Authority License No. MLB66247; MLB1060801; MLB1062477

Florida

Mortgage Lender Servicer License No. MLD236

Georgia

Mortgage Lender License No. 16020

Hawaii

Hawaii Mortgage Loan Originator Company License No. HI-66247
Hawaii Mortgage Servicer License No. MS162

Idaho

Idaho Mortgage Broker/Lender License No. MBL-8598

Illinois

Illinois Residential Mortgage Licensee No. MB.6760960. For licensing information, go to www.nmlsconsumeraccess.org

Indiana

Indiana DFI First Lien Mortgage Lending License No. 19692

Iowa

Iowa Mortgage Banker License No. 2013-0127; Iowa Mortgage Banker License - Other Trade Name #2 #2018-0076

Kansas

Kansas Licensed Mortgage Company; License No. MC.0025207

Kentucky

Kentucky Mortgage Company License No. MC98128

Louisiana

Louisiana Residential Mortgage Lending License

Maine

Maine Supervised Lender License No. 66247

Maryland

Mortgage Lender License No. 6475; 06-20659; 06-20660

Massachusetts

Massachusetts Mortgage Lender License MC66247; Massachusetts Mortgage Lender License - OTN#1 MC66247; Massachusetts Mortgage Broker License MC66247

Michigan

1st Mortgage Broker/Lender/Servicer Registrant No. FR0018734; 2nd Mortgage Broker/Lender/Servicer Registrant No. SR0021952

Minnesota

Residential Mortgage Originator License No. MN-MO-66247; Residential Mortgage Originator License Other Trade Name #1 License No. MN-MO-66247.1

Mississippi

Licensed by the Mississippi Department of Banking and Consumer Finance; License No. 66247

Missouri

Missouri Company License No. 15-2210. In-state branch located at 800 E. 101st Terrace, Suite 350, Office #366, Kansas City, MO 64131. Conducting business under Cardinal Financial Company, Limited Partnership as well as Sebonic Financial.

Montana

Montana Mortgage Lender License No. 66247; Montana Mortgage Broker License 66247

Nebraska

Nebraska Mortgage Banker License No. NE66247

Nevada

Nevada Mortgage Banker License No 3967; Nevada Mortgage Broker License No. 3968

New Hampshire

Licensed by the New Hampshire banking department – License No. 19035-MB

New Jersey

Residential Mortgage Lender License No. 8701663, Licensed by the New Jersey Department of Banking and Insurance

New Mexico

New Mexico Mortgage Loan Company License NMLS ID # 66247

New York

Licensed Mortgage Banker-NYS Banking Department #B500951

North Carolina

Mortgage Lender License No. L-103184

North Dakota

North Dakota Money Broker License No. MB102631

Ohio

Ohio Residential Mortgage Lending Act Certificate of Registration MBMB.850199.000

Oklahoma

Oklahoma Mortgage Lender License No. ML010197; Oklahoma Mortgage Lender License - Other Trade Name #1 No. ML011951

Oregon

Mortgage Lender License No. ML-5201

Pennsylvania

Licensed by the Pennsylvania Department of Banking and Securities, Mortgage Lender License No. 20829; Pennsylvania Mortgage Servicer License License No. 67088

Rhode Island

Rhode Island Lender License No. 20132934LL; Rhode Island Loan Broker License No. 20183636LB

South Carolina

Mortgage Lender / Servicer License No. MLS - 66247; South Carolina-BFI Mortgage Lender/Servicer License - Other Trade Name #2 License No. MLS - 66247 OTN #2

South Dakota

South Dakota Mortgage Lender License No. ML.05041

Tennessee

Tennessee Mortgage License No. 117278

Texas

Mortgage Banker Registration

Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

Utah

Utah DRE Mortgage Entity License No. 8687522; Utah DRE Mortgage Entity License Other Trade Name #1 No. 8687317; Utah-DRE Mortgage Entity License - Other Trade Name #2 License No.10915869

Vermont

Vermont Lender License No. 6718; Vermont Lender License - Other Trade Name #1, No. 6719

Virginia

Licensed under the Virginia State Corporation Commission. License No. MC-1825, NMLS ID # 66247 (www.nmlsconsumeraccess.org); Mortgage Broker License 1426MB

Washington

Consumer Loan Company License No. CL-66247; CL-1060801; CL-1062477

West Virginia

West Virginia Mortgage Lender License No. ML-21279; West Virginia Mortgage Broker License License No. MB-36514

Wisconsin

Wisconsin Mortgage Banker License No. 66247BA; Wisconsin Mortgage Broker License 66247BR

Wyoming

Mortgage Lender/Broker License No. 2524; Supervised Lender License No. SL-3916

More details on our licensing can be found on the Nationwide Mortgage Licensing System (NMLS) Consumer Access website. Our NMLS ID is 66247.