Cardinal Financial Company, Limited Partnership, (NMLS ID 66247) dba Peoples Home Equity holds the following state licenses to make mortgage loans or operate under a licensing exemption as described below.

AlabamaAlabama Consumer Credit License No. 21782
AlaskaAlaska Mortgage Broker/Lender License No. AK66247; Alaska Mortgage Broker/Lender License – Other Trade Name #1, No. AK66247.
ArizonaArizona Mortgage Banker License No. 0925883
ArkansasArkansas Combination Mortgage Banker-Broker-Servicer License No. 105783
CaliforniaLicensed by Department of Business Oversight under the California Financing Law, License No. 603K498
ColoradoCardinal Financial, NMLS No. 66247, (855) 561-4944, Regulated by the Division of Real Estate
ConnecticutMortgage Lender License No. ML-66247
DelawareDelaware Licensed Lender License No. 1666
District of ColumbiaMortgage Dual Authority License No. MLB66247; MLB1060801; MLB1062477
FloridaMortgage Lender Servicer License No. MLD236
GeorgiaMortgage Lender License No. 16020
HawaiiHawaii Mortgage Loan Originator Company License No. HI-66247
Hawaii Mortgage Servicer License No. MS162
IdahoIdaho Mortgage Broker/Lender License No. MBL-8598
IllinoisIllinois Residential Mortgage Licensee No. MB.6760960. For licensing information, go to
IndianaIndiana DFI First Lien Mortgage Lending License No. 19692
IowaIowa Mortgage Banker License No. 2013-0127; Iowa Mortgage Banker License - Other Trade Name #2 #2018-0076
KansasKansas Licensed Mortgage Company; License No. MC.0025207
KentuckyKentucky Mortgage Company License No. MC98128
LouisianaLouisiana Residential Mortgage Lending License
MaineMaine Supervised Lender License No. 66247
MarylandMortgage Lender License No. 6475; 06-20659; 06-20660
MassachusettsMassachusetts Mortgage Lender License MC66247; Massachusetts Mortgage Lender License - OTN#1 MC66247; Massachusetts Mortgage Broker License MC66247
MichiganFirst Mortgage Broker/Lender/Servicer Registrant No. FR0018734
MinnesotaResidential Mortgage Originator License No. MN-MO-66247; Residential Mortgage Originator License Other Trade Name #1 License No. MN-MO-66247.1
MississippiLicensed by the Mississippi Department of Banking and Consumer Finance; License No. 66247
MissouriMissouri Company License No. 15-2210. In-state branch located at 800 E. 101st Terrace, Suite 350, Office #366, Kansas City, MO 64131. Conducting business under Cardinal Financial Company, Limited Partnership, dba Peoples Home Equity.
MontanaMontana Mortgage Lender License No. 66247; Montana Mortgage Broker License 66247
NebraskaNebraska Mortgage Banker License No. NE66247
NevadaNevada Mortgage Banker License No 3967; Nevada Mortgage Broker License No. 3968
New HampshireLicensed by the New Hampshire banking department – License No. 19035-MB
New JerseyResidential Mortgage Lender License No. 8701663, Licensed by the New Jersey Department of Banking and Insurance
New MexicoNew Mexico Mortgage Loan Company License NMLS ID # 66247
New YorkLicensed Mortgage Banker - New York Department of Financial Services. Lic. No. B500951
North CarolinaMortgage Lender License No. L-103184
North DakotaNorth Dakota Money Broker License No. MB102631
OhioOhio Residential Mortgage Lending Act Certificate of Registration MBMB.850199.000

OklahomaOklahoma Mortgage Lender License No. ML010197; Oklahoma Mortgage Lender License - Other Trade Name #1 No. ML011951
OregonMortgage Lender License No. ML-5201
PennsylvaniaLicensed by the Pennsylvania Department of Banking and Securities, Mortgage Lender License No. 20829; Pennsylvania Mortgage Servicer License License No. 67088
Rhode IslandRhode Island Lender License No. 20132934LL; Rhode Island Loan Broker License No. 20183636LB
South CarolinaMortgage Lender / Servicer License No. MLS - 66247; South Carolina-BFI Mortgage Lender/Servicer License - Other Trade Name #2 License No. MLS - 66247 OTN #2
South DakotaSouth Dakota Mortgage Lender License No. ML.05041
TennesseeTennessee Mortgage License No. 117278
TexasMortgage Banker Registration

Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at
UtahUtah DRE Mortgage Entity License No. 8687522; Utah DRE Mortgage Entity License Other Trade Name #1 No. 8687522; Utah-DRE Mortgage Entity License - Other Trade Name #2 License No.10915869
VermontVermont Lender License No. 6718; Vermont Lender License - Other Trade Name #1, No. 6719
VirginiaLicensed under the Virginia State Corporation Commission. License No. MC-1825, NMLS ID # 66247 (; Mortgage Broker License 1426MB
WashingtonConsumer Loan Company License No. CL-66247; CL-1060801; CL-1062477
West VirginiaWest Virginia Mortgage Lender License No. ML-21279; West Virginia Mortgage Broker License License No. MB-36514
WisconsinWisconsin Mortgage Banker License No. 66247BA; Wisconsin Mortgage Broker License 66247BR
WyomingWyoming Mortgage Lender/Broker License No. 2524

More details on our licensing can be found on the Nationwide Mortgage Licensing System (NMLS) Consumer Access website. Our NMLS ID is 66247.